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IPB Solutions

powered by Intelligent Personal Services

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With the rise of Uber, Lyft, Etsy, Amazon Mechanical Turk,, Ebay, and others, more and more workers are doing part-time work, side hustles, as they are often called, and are joining the “Gig Economy” as it is more formally known. Essentially, for many, it is when you are between full-time jobs or cannot find a new job after a layoff, or just need more flexibility than a traditional job can provide. So, you go freelance and string together jobs on a short-term, contract basis.


Times have changed. Now benefit delivery has too

  • Benefit Access
    • All in one: My Benefits Work provides on-the-go access to benefits with a variety of health and lifestyle options including telemedicine and health advocacy.
  • Artificial Intelligence
    • On-demand information: BEN is the Benefit Expert Navigator, powered by Artificial Intelligence. With BEN's help, members get on-demand information and support without skipping a beat.
  • Community Engagement
    • Keeping the community tuned in: Innovated programs and plans with custom push notifications, interactive provider maps, and quick links to important benefit actions.

Artificial Intelligence

On-demand information

BEN is the Benefit Expert Navigator, powered by Artificial Intelligence. With BEN's help, members get on-demand information and support without skipping a beat.

Streamline benefit access with My Benefits Work™, the new mobile app and web portal for your Intelligent Personal benefit program.

  • TelePack
    • Telepack provides a wide-range of healthcare-related services, including 24/7 virtual access to physicians, to lower healthcare costs, improve wellness, and develop informed healthcare consumers. With the right medical advice at the right time, as a member you are less likely to miss appointments or make unnecessary visits to urgent care or the emergency room. This package reduces your healthcare costs by delivering prompt, professional medical advice.
      • Everything you need to stay healthy and lower healthcare costs—including 24/7 access to medical advice.
  • TeleMedicine
    • Intelligent Personal Benefits: offers a selection of industry-leading telemedicine providers to save our members time and money with 24/7 access to a doctor by phone or online video consult.
  • Doctors Online
    • Our members have access to a team of medical professionals by email or smartphone app. Doctors Online gives members a trustworthy place to get their healthcare questions answered through a secure website. It’s the fast, easy way for members to get health information from a resource they can trust.
    • 24/7 access to doctors, pharmacists, psychologists, dentists, dieticians and more
    • Responses within a few hour
    • Secure Personal Health Record
    • Unlimited, confidential services include the immediate family
    • Effective professional counseling and work/life support: Personal issues stay with employees no matter the time of day. Telephonic EAP provides effective professional counseling and work/life support so employees can maintain focus on work. A simple phone call helps when employees are dealing with depression, family conflicts, substance abuse, debt, or worry over finding services for elderly parents.
      • Unlimited 24/7 access to confidential, short term telephonic counseling
      • Access to EAP+Work/Life partners and licensed professional counselors
      • Referrals for long-term counseling or specialized care when appropriate
      • Work/life services address concerns from adoption to eldercare, alcohol and drug abuse, stress management, grief and loss, legal and financial concerns, depression and much more
      • Organizational services to assist managers and HR staff
    • Retail and Mail Order Pharmacy: Prescription drugs continue to be a leading contributor to the rising cost of healthcare. Help members take control of their healthcare costs and save on prescription medications with Retail and Mail Order Pharmacy. Members save 10% to 85% on most prescriptions at 60,000 retail pharmacies nationwide, and 10% to 60% on 30+ day supply prescriptions shipped directly to the member’s home with free standard shipping.
    • Participating retail pharmacies include Walgreens, Target, CVS, and many other independent, national, and regional chains
    • Even if your members have insurance, they can present both cards at the pharmacy or research online to receive the lowest price
    • Mail Order service includes a Patient Assistance Program that helps qualifying individuals receive free or low-cost prescriptions
    • What others had to say
      • “I went to fill an antibiotics prescription for my daughter, and the pharmacist told me it was going to be $94. I then showed my discount card and only paid $12.62.  It was a great feeling being able to fill the full prescription with no worries.” Robin L., ID
      • “I have excellent insurance. However, my plan is a high deductible plan which means every January I have to pay 100% of my prescription costs out of pocket until I hit my $5,000 deductible. I have a one pill per day maintenance medication that is $320 for a 90 day prescription by using my insurance. With my discount prescription card, I get the exact same drug for a fraction of the cost, $31.60 for a 90 day supply! My pharmacy card literally makes it possible to maintain my health!” James H.
    • Members save 10% to 50% on diabetic testing supplies: Our members save 10% to 50% on diabetic testing supplies, and get a free fully-audible blood glucose meter with their first order. With the convenient online, pre-paid program, you will receive discounted diabetic testing supplies shipped directly to your home. Services include:
      • Free shipping on diabetic supply packages
      • Tracking information updates via email or text
      • Annual testing program or purchase-as-needed options available
      • No prescription required for OTC testing supplies
      • 100% satisfaction guaranteed, or members get their money back
    • Everyone has different health goals: Vitacost has the products to help your members reach them. They’ll save 10% on the most trusted brands of vitamins, supplements, health foods, sports nutrition and wellness products.
      • Mobile app or online ordering available
      • 30-day money-back guarantee
      • Everything from natural household supplies and baby care essentials to skin care products and gluten free foods

    • ValuePoint by MultiPlan® has taken the best of an insurance-based PPO network and tailored it for non-insurance programs. Members can save 10% to 40% on most medical services at over 500,000 participating physicians, ancillary facilities, and hospitals.
      • Includes family doctors, specialists, alternative care providers, facilities and hospitals
      • The ValuePoint provider network was established by MultiPlan®, the industry’s most comprehensive provider of healthcare cost management solutions
      • Members and their immediate family can save using the ValuePoint network 
      • No health restrictions, age limits, or usage/savings maximums
      • National savings average 39% at doctor offices, 28% at ancillary facilities, and 21% at hospitals
    • Over 37% of adults have used some form of alternative medicine. Members save 10% to 30% on health and wellness needs with over 40 specialties and 43,000 practitioners nationwide. Whether they need to reduce stress, relieve migraines or quit smoking, alternative medicine can help.
      • Acupuncture, Massage Therapy, Nutritional Counseling, Biofeedback, Hypnotherapy, Reflexology and mor
      • Popular exercise and movement specialties such as Yoga, Tai Chi and Pilates
    • Our eyes are the windows to our health. Now our members and their family can see better savings at over 20,000 vision providers nationwide including chains and local retailers. Members save 10% to 60% on glasses, contacts, laser surgery, exams and even designer eyewear.
    • 20% to 60% off prescription eyewear including most frames, lenses and specialty items such as tints, coatings and UV protection
    • 10% to 30% off eye exams
    • Participating chains include LensCrafters, Pearle Vision, Visionworks, JCPenney, Target and more
    • 10% to 40% off contact lenses through America’s Eyewear mail order service
    • 15% to 55% off the average retail cost of eyeglasses and sunglasses through
    • 40% to 50% off the national average cost of LASIK surgery
    • Helping our members smile brighter with big savings on services at over 238,000* available dental practice locations nationwide. Members can use their card over and over again to save throughout the year. Members just present their card with the Aetna Dental Access® logo and pay the discounted price at the time of service.
      • In most instances, members save 15% to 50% per visit **
      • Save on dental services such as cleanings, X-rays, crowns, root canals and fillings
      • Also includes specialty dental care such as orthodontics and periodontics
    • ** The discount program provides access to the Aetna Dental Access® network, which is administered by Aetna Life Insurance Company (ALIC). ALIC does not offer or administer the discount program, and is not an affiliate, agent or principal of the discount program. Dental providers are independent contractors and not employees or agents of ALIC. ALIC does not provide dental care or treatment and is not responsible for outcomes.
    • Help your members smile brighter with big savings at over 160,000 dental locations nationwide. Members can use their card over and over again to save throughout the year. Members just present their card with the Humana Dental Access logo and pay the discounted price at the time of service.
      • In most instances, members save 20% to 40%*
      • Save on dental services such as cleanings, X-rays, crowns, root canals and fillings
      • Also includes specialty dental care such as orthodontics and periodontics
    • * Actual costs and savings vary by provider, service and geographical area
    • Currently, one in nine Americans suffer from hearing loss. Let Amplifon help your members find the right hearing aid solution to fit their lifestyle through personalized service and exceptional products for every budget.
      • Custom hearing solutions – Members will find the solution that best fits their lifestyle and budget with products from the top 10 leading manufacturers including Siemens, Rexton, ReSound and an exclusive partnership with Miracle Ear
      • Two-year supply of hearing aid batteries
      • Average savings of 30% to 60% off retail pricing
      • Continuous care - One year free follow-up care, 2 years of free batteries, and a 3 year warranty
      • Risk-free 60-day trial – 100% money-back guarantee if not completely satisfied, and no restocking or return fees
      • Hearing aid low price guarantee - If members find the same product at a lower price, they can send Amplifon the local quote and Amplifon will not only match it, they will beat it by 5%
    • Help your members monitor their health with 10% to 80% off typical costs of routine lab work. Members can choose from over 1,500 participating locations nationwide and order online or by phone.
      • Test categories include allergies, vitamin and cholesterol levels, liver function, fertility, thyroid and more
      • Confidential results in as little as 24 hours for most tests
  • MRI and CT SCANS
    • A better image leads to a better diagnosis, better treatment and a better recovery. Members save 40% to 75% on usual charges for MRI and CT Scans at thousands of credentialed radiology centers nationwide. Members are referred to a certified radiologist based on condition, preferences and location.

    • In today’s workforce, 1 out of every 5 full-time employees are providing care to a loved one and spending an estimated 15-20 hours per week on their duties. Caregiver Support by Cariloop provides the world's first fully-integrated, tech-enabled Caregiver Support Platform to help working caregivers and families plan for and manage the care of their parents, grandparents, spouses, siblings, in-laws, and adult children. Services include: 
      • A web and mobile-friendly portal to help families securely communicate and store important health, financial, and legal documents
      • A Coaching service with dedicated, independent, licensed/certified Healthcare Professionals to guide families via the portal through the many decisions they make over the length of their caregiving journey
    • We offer our members an easy way to order medical equipment online or by phone. Supplies are shipped directly to their home, and they will save 20% to 50% and an additional $5 on orders over $100. Members save on walking aids, wheelchairs, scooters, hospital beds, bathroom safety, orthopedic products and more.

    • Americans spend $50 billion per year on back pain relief. Your members save 30% to 50% on X-rays, diagnostic services and treatments at over 3,000 chiropractors nationwide. Members get relief from back and joint pain, headaches and more with no limit on the number of visits. 
      • Free initial consultation
      • 50% off diagnostic services and X-rays performed on-site
      • 30% off treatment and other services
      • Discounts on additional items may be available
    • When your members travel 100 miles or more from home*, help is just a phone call away. Members rest easy knowing they have a global network of doctors, assistance personnel, and emergency benefits.
      • Emergency medical evacuation
      • Monitoring of treatment
      • Lost or stolen travel documents assistance
      • Transportation to join a family member in the hospital
      • Emergency travel arrangements for dependent children
      • Coordination of hospital payments and insurance
      • Medical, behavioral or mental health, dental, and pharmacy referrals 
      • Emergency travel funds assistance
      • Translation and interpreter referral
      • Legal consultation and referral
      • Pre-travel planning and security information
      • Political and natural disaster evacuation
      • Return of mortal remains

Intelligent Personal Services Benefit Platform

Intelligent Personal Benefits

As group health insurance costs continue to rise, we provide the best affordable benefit solutions—all in one place—medical, vision and dental

Gig Driver Benefits Program

While the gig economy allow many workers to live a flexible lifestyle, many give up the security of having health benefits. Let your gig work hard for you.

Capital Benefit Plans Program

Baby Boomers have embraced the role technology plays in the workforce, so organizations are creating opportunities for everybody

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A holistic approach

The process to organize efforts to market your goods and services in the cloud through integrated digital experiences, by which we quantify every single end user. The goal is to use advertising methods to target customers via online applications through social media websites such as Facebook, Twitter and various online portals to target consumers and various online e-portals to target consumers.

Digital Marketplace Networks

  • The global marketplace is competitive and you need a company to help you eclipse your competitors. Every company has some sort of go-to-market statement, value-add proposition and unique selling point. Our work gets results and also wins awards.

    We are different!
  • We work with our clients on their marketing, branding, application design development, creative designs, and e-portal design projects. We help launch, manage, and grow brand awareness with vision and creativity.

    Grow network awareness
  • The Intelligent PS' leadership team brings 3o+ years of creative expertise in building, deploying digital marketplace networks and implementing to our clients’ brands, focusing on every aspect of a company’s personality and identity.

    Focus on the community